Fleek Financial Planning

Every plan starts from a goal.

Retirement, a child's education, a home. Each one gets a real funded % and an on-track status that updates on its own, so nobody has to remember to check. And every household decides, purpose by purpose, what Fleek can do with their data before it happens.

Ten goal types, one status each

A goal has a status: on track, at risk, or behind.

Retirement, education, a home, an emergency fund, a wedding, becoming debt-free — whatever the goal, Fleek tracks the same three numbers behind it: a funded %, a target date, and how much the monthly SIP is short by. That gets recalculated as the plan changes, so it's never a projection from six months ago.

When a goal falls behind, the advisor sees it plainly. This is the actual line the product shows, not a marketing rewrite of it: "2 of 2 goals are off track — Retirement needs attention first."

Fleek advisor workspace showing the Goals tab for a household, with funded % rings and at-risk status badges on two goals

Advisor workspace — Goals tab, real screenshot

The client side

On the client's phone, each goal is a stop on a timeline.

The client app lays goals out on a path running from today to the target year, color-coded and tappable, so it's obvious at a glance which ones need attention. If a client adds a goal themselves, it shows up as a dashed outline marked awaiting advisor review until the advisor approves it — a client can suggest, but nothing joins the actual plan without the advisor signing off.

Fleek client app showing two goals rendered as stations on a timeline path, both marked underfunded

Client app — Goals, real screenshot

Two portals, one shared plan

Four screens from the advisor side.

A household cockpit organized around the goal and the risk, not a generic client list.

Fleek advisor cockpit view for a household, showing risk summary, net worth trajectory, and a health dial
Advisor

Cockpit

The first thing an advisor sees for a household: which goals are at risk, where net worth is headed, and what to do next.

Fleek advisor Goals tab with funded percentage and at-risk badges
Advisor

Goals

Every goal's funded % and how much more it needs a month, with room for the advisor to jot down what happens next.

Fleek advisor Financial Health score screen with a score breakdown and opportunities list
Advisor

Financial Health

A single score for the household, broken down into three parts, with the specific gaps behind it spelled out underneath.

Two portals, one shared plan

Four screens from the client's side.

The app describes itself as a letter from your advisor, in four chapters. That's a fair description of how it reads.

Fleek client app home screen, framed as a letter with chapters: where you stand, what's next
Client

Home

Opens with "Good afternoon, Asha," then walks through where things stand and what needs doing, in plain sentences rather than a wall of numbers.

Fleek client Goals screen with goals as stations on a path
Client

Goals

Each goal sits on the path to its target year, with how much is saved so far and whether it's worth a call with the advisor.

Fleek client Money hub screen with question-framed navigation
Client

Money

Laid out as the questions a client actually has: what do we own and owe, how are the investments doing, what if something changed.

Fleek client Privacy and Consent settings screen with toggles per data-use purpose
Client

Privacy & Consent

A plain list of what Fleek processes and why, each with its own switch. More on this below.

Privacy & the DPDP Act

How Fleek asks for consent, and what it does with it.

India's DPDP Act treats consent as something a person can see, understand, and take back, not a box ticked once at signup. Fleek's consent system works that way already, ahead of the Act's rules coming into full force.

Fleek consent screen asking the client to allow or decline three specific data-use purposes, with a note that nothing changes until they decide

Purpose-by-purpose consent, real screenshot

Fleek Privacy and Consent settings screen listing what data is processed, why, and for how long

Privacy & Consent settings, real screenshot

Separate consent for separate purposes

Document processing, AI-assisted planning, WhatsApp updates, bank-statement reading, and a few others each get their own named purpose, and a client can say yes to one and no to another.

↩️

Turning something off tells you what breaks

If a purpose is tied to a feature, the app says so before you switch it off, so the choice is informed rather than a surprise later.

🔐

Sensitive fields are encrypted individually

PAN, phone number, email, and bank account details are each encrypted on their own, with keys managed through a self-hosted vault, rather than relying on one blanket database encryption setting.

📥

You can ask for your data, or ask us to delete it

Export happens automatically. A deletion request goes to a person who reviews it, since removing an account isn't something we want to get wrong.

📞

A real grievance officer, named and reachable

The Act requires a specific point of contact for data concerns, not a support inbox. Every household can see who that is.

What-if, in plain language

Scenarios start as a question, not a form.

A client opens "What-if scenarios" and picks the question they actually have — not a blank calculator asking them to guess at inputs.

  • "What if we put more toward a goal?"
    Adjust a SIP and see the goal move.
  • "What if we invest a lump sum today?"
    See where a one-time amount lands.
  • "What would a big life event change?"
    A career break, a new child, a new home loan, early retirement.
Fleek client app What-if scenarios screen, listing questions like 'What if we put more toward a goal?'

What-if scenarios, real screenshot

Ready to see it on your own book?

We'll walk through the advisor and client portals with a sample household close to your real practice.